Why Choose E-WOKE?

We are Fully Dedicated to Advise and Support You

We aim to simplify and make it easy for customers to achieve the dream of Home ownership by delivering them bespoke solutions which fit their budget and circumstances….we don’t believe in one size fit’s all policy.

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    Support Service

    Our expert advisers care about your search as much as you do.

  • highly-trained

    Mortgage Guide

    We are highly trained to offer a flexible and friendly service.

We're authorised to provide comprehensive advice on Mortgages and Mortgage protection solutions, from helping First Time Buyers to experienced Buy to Let property portfolio investors.

  • Fully Qualified CeFA

  • Fully Qualified CeMAP

About About

15+ Years

We have over 15 years experience helping people like you find the ideal mortgage, for their personal financial circumstances.

What you can expect from us

We are here to advise and assist you
every step of the way

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We search the market for deals

We work with over 60 lenders and have access to 1,000’s of mortgage deals.

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We work to your schedule

We deal with the lenders on your behalf from application to completion.

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We have advisers you can trust

We're totally impartial and focus on finding the perfect mortgage to suit you.

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We're supportive and friendly

Our experienced advisers make the entire mortgage Process painless by taking all the work off your hands.

About me

Saif Hossein

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With over 15 years of experience in the financial sector, I have collaborated with industry leaders, adapting to the dynamic business landscape and evolving solutions.

My journey commenced as a property negotiator, unravelling the mechanics of the industry, and subsequently transitioning into mortgages.

This progression allowed me to amalgamate a wealth of expertise, enabling me to guide clients through the intricate process of home acquisition. I take pride in assisting clients at every stage, making their dream of homeownership a tangible reality.

# CLIENT'S LOVE

What Our Clients Say

Saif is the man - I've got nothing but praise for Saif. He was recommended by a friend, and proved to be exactly the right choice for us. We're first time buyers, so he took the time to talk us through everything. He got us a great deal, and then was able to improve it before we exchanged. Saif was quick to reply, always at the end of the phone, and happy to help. Highly recommend.

                   

March 2025 - Jack Smith

Exceptional Mortgage Advisory Service by Saif: A Stress-Free Experience - Working with Saif as my mortgage advisor from Embrace financial services was an exceptional experience from start to finish. His unmatched knowledge and expertise in the field made what could have been a complex and stressful process incredibly easy and efficient. Saif took the time to explain all my options, answer every question, and provide personalized advice tailored to my financial goals. His communication was clear and timely, ensuring I always knew where things stood and what to expect next. Thanks to his hard work and dedication, my mortgage was completed quickly, within less than a week, and I secured a fantastic rate. Saif also successfully negotiated with the seller to obtain a good discount. If you’re looking for a trustworthy, professional, and results-driven mortgage advisor, I highly recommend Saif. He truly went above and beyond to ensure I had a smooth, stress-free experience!

February 2025 - Aravind Reghu

Saif Hossein is the best - I had the pleasure of working with Saif as my mortgage advisor, and I can confidently say that he made the entire process incredibly smooth and efficient. From the very beginning, Saif took the time to explain every step in detail, ensuring I understood my options and the best route for my financial situation. He was always responsive, answering my questions promptly and with great clarity. What stood out most was Saif’s professionalism and dedication. He worked tirelessly to secure the best possible rates for me and ensured that all the paperwork was handled quickly. Thanks to his expertise, the process was completed much faster than I anticipated which is not more than a week, without any unnecessary delays or stress. He also negotiated price with the seller and reduced the price of the property. Overall, I highly recommend Saif to anyone looking for a reliable, knowledgeable, and efficient mortgage advisor. His exceptional service made a typically stressful process much easier and faster.

February 2025 - Sree Nair

Excellent service-Saif Houssain- Excellent service!! We are first time buyers and in the past we have not had very positive experiences with the whole process. This time since the first call we made to Saif and getting the AIP quickly and mortgage approval quicker than that was such a positive experience. He took time to provide all details and was always available when we had questions to clarify. We highly recommend your services. Thank you Saif!

February 2025 - Annie

Saif is one of the best Mortgage… - Saif is one of the best Mortgage Advisors out there, I have used a few in my time and never come across anyone that comes anywhere close to his capability and breath of knowledge in the industry, he knows the market very well and understands where to place the business saving you lots of time and headache. I highly recommend him.

February 2025 - Umair Bhatti

As a first time buyer - As a first time buyer, we received alot of help from Saif Hossein. He revisited our application again and again to ensure the smooth process. Our queries were met with detailed explanation. Great service and we would surely recommend him to our peers.

January 2025 - Sabahat Nisar

Saif Hussain and his team were excellent - Saif and his team were very helpful, very knowledgeable of the market, and sorted out our mortgage needs very efficiently and effectively. His advice was excellent and he made sure we understood everything. Saif and his team went above and beyond in helping to solve a last minute query from the lender, helping to ensure that the funds arrived on time. Recommend Saif and team highly, and will continue to use them in the future.

January 2025 - Alan Mears

Saif Hossein from Embrace - I know Saif Hossein of Embrace Financial from many years and he is been always provide us best advice and services in utmost professional manner. He always provides us all the available options and discuss various scenarios. He recently helped us getting a new mortgage on our move and assured us during the whole process and help us secure a mortgage with foreign income. He is always helping and coming up with solution of various problems during the mortgage and re-mortgage process and getting us the best deal available. I will always recommend him. Truly 5*.

December 2025 - Mayank Agarwal

Saif was amazing! - Saif was very helpful in securing our mortgage. When rates were revised, he was very efficient in getting us new reduced rates. He was always reachable and a huge help in our house buying process. 100% recommend.

November 2024 - Anjaly Saju